UBIC Workers' Compensation Appetite Guide
Our mission is to provide a long-term stable solution for worker’s compensation insurance. We have a broad appetite and will consider other opportunities that meet our underwriting guidelines and demonstrate a strong commitment to workplace safety. Targeted Class Codes
TRANSPORTATION
Automotive Repair, Couriers (mail & package), Executive Car/Limo Services, Garbage-Trash Collection (Automated Preferred – No Hazmat), Sand and Gravel, Shuttle Services, Trucking (750- mile radius, no California, no hazmat, no oil & gasoline)
CONSTRUCTION
Cabinetry, Interior Carpentry, Concrete, Electrical, Excavation, Flooring, Framing, HVAC, Landscaping, Masonry, Interior and Exterior Painting, Plumbing, Pool Installation, Roofing, Siding, Interior Steel Framing, Sheetrock, Stucco
PROFESSIONAL SERVICES
Accounting, Appliance Repair, Architectural Engineering, Banking, Child Care, Dry Cleaning, Funeral Services, Legal Services, Photography, Printing Services, Property Management, Small Animal Clinic, Waterworks
AGRICULTURE
Cannabis Dispensaries & Growers, Crop Farming, Cotton Ginning, Farm Field Crops, Nurseries, Produce Farms, Seed and Feed Dealers, Sod Farms, Vineyards
MANUFACTURING
Electronics Manufacturing, Iron or Steel Fabrication Shop, Machine Shop, Plastics Manufacturing, Prefabricated Homes, Sheet Metal, Welding & Wood Shop
RETAIL - WHOLESALE
Gas Station Convenience Stores (not 24 hours), Grocery Stores, Retail Stores, Wholesale
HOSPITALITY
Casinos, Fast Food, Hotels, Motels, Restaurants
MEDICAL
Dentist Offices, Physician Offices, Non-Emergency Medical Transport
Minimum Premiums: Roofing including solar installation $50,000; Framing $25,000; Waste Haulers $10,000