By becoming an appointed UBIC Agent, your agency will have access to the following benefits:
Dedicated Team by agency (underwriter, loss control specialist, claims adjuster and customer service rep).
Unique accountability model focused on service and results.
Competitive pricing with low minimum premiums – combined with our strong emphasis on providing a results oriented risk management program and outstanding customer services, we help your clients mitigate upfront and long term costs of workers’ compensation.
Attractive payment plans and monthly self- reporting available.
Management consultation on safety and accident prevention.
If you are interested in becoming appointed with UBIC, please call and speak with one of our Marketing Reps today! 801-889-1300
We assist our policyholders in successfully minimizing and preventing losses. We do this by working closely with the policyholder and the agent throughout the loss-control process. Workplace safety is an investment that will return dividends to your company. Long-term sustainable reduction of your workers’ compensation cost is feasible if safety is made a priority. You may not be able to prevent every accident at work but you can:
Correct unsafe conditions and work practices
Train employees to recognize and eliminate hazards
Hold everyone accountable for safety
It is estimated that the real cost of a workplace accident is at least four times greater than what the insurance covers due to indirect and hidden costs such as:
Lost production time
Hiring/retraining a temporary replacement
Repairing/replacing damaged equipment and materials
Reduced employee morale resulting in lower efficiency
Missed revenue opportunities
Higher workers’ compensation premiums due to unfavorable loss history
You can rely on us to help you manage your workers’ compensation costs and reduce workplace accidents.
WHAT IS WORKERS' COMPENSATION?
Workers' compensation is a wage replacement and medical care program for a worker who suffers a work related injury or illness.
IF I HAVE A WORK RELATED INJURY OR ILLNESS, WHO PAYS MY MEDICAL BILLS AND LOST TIME FROM WORK?
Your workers’ compensation benefits are paid by your employer / carrier. These benefits cover only work related injuries, illnesses and fatalities.
ARE ALL EMPLOYERS REQUIRED TO HAVE WORKERS' COMPENSATION INSURANCE?
Yes. All employers are required to have workers' compensation insurance except employers of agricultural laborers with payroll less than $50,000 (agricultural operations with payroll between $8,000 to $50,000 have the option of either workers' compensation coverage or liability coverage), casual or domestic workers, real estate brokers, sole proprietors and partners.
NOTE: A general contractor will now have to ensure all subcontractors, including sole proprietors and partners, have workers' compensation coverage.
WHO PAYS FOR WORKERS’ COMPENSATION INSURANCE?
Your employer pays for your workers' compensation insurance and cannot deduct the premium cost from your pay.
AM I COVERED UNDER WORKERS' COMPENSATION BENEFITS IF I WORKED ONLY A SHORT TIME FOR MY EMPLOYER?
Yes. You are entitled to workers' compensation benefits even though you have been on the job a short time or employed part time.
HOW DO I FIND OUT WHO THE WORKERS' COMPENSATION INSURANCE CARRIER IS FOR MY EMPLOYER?
By law, your employer is required to post his workers' compensation insurance carrier's address and phone number at your site of employment, or indicate that he is self-insured. You may also obtain this information by calling the Labor Commission's Policy Section, (801) 530- 6842 or toll free (800) 530-5090.